5100 E Rancho Paloma Dr Unit 2072

Cave Creek, AZ 85331
  • $575,000

    Price
  • 2

    Bed
  • 2

    Bath
  • 1,420

    SqFt

About the Listing laun001 - ad647,kh496

**RARE FINANCING ADVANTAGE: Lock in 5.625% & Skip the Heavy Interest Years!** Why start a brand-new 30-year clock at today's 6.5%+ market rates? This turnkey luxury home features a **PennyMac VA Assumable Loan locked at a fixed 5.625% with under 27 years remaining (fully open to both civilian and military buyers).** Because the sellers have already cleared the front-loaded interest of the initial years, a significantly higher percentage of your very first payment goes directly toward building your personal equity. With an incredibly accessible cash-down equity gap of approx. *$40,000*, you can step into a locked note that instantly saves you over *$350+ every single month* compared to financing this same balance from scratch today--putting you years closer to financial freedom. Turnkey Luxury | Fully Furnished | Ready for Immediate Move-In Welcome to Rancho North, where clean contemporary design meets effortless desert living in Cave Creek. Impeccably upgraded and offered *fully furnished*, this rare 2-bedroom, 2-bath end-unit townhouse is truly move-in ready--just bring your suitcase. Positioned as a desirable second-floor corner unit, it delivers enhanced privacy, pristine natural light, and an open-concept split floor plan featuring 9+ ft ceilings and premium finishes throughout. The gourmet kitchen is an entertainer's dream, complete with a massive quartz island, breakfast bar, designer tile backsplash, gas cooktop, and upgraded cabinetry. Suited perfectly for remote work or a seamless seasonal relocation, the home is equipped with smart home features, an energy-efficient HVAC system, and high-speed connectivity. Premium Features: *Fully Furnished:Thoughtfully curated, high-end contemporary furnishings included. *Parking & Utilities:Private, attached EV-ready garage + additional parking, plus a whole-home water softener. *True Lock-and-Leave:Gated community where the HOA fully covers exterior maintenance, roof replacement, landscaping, water, sewer, and trash for a fixed $339/month. *Resort Amenities:Exclusive access to the community pool, spa, fitness center, and fireside lounge. Prime Cave Creek Location: Ideally located just minutes from the booming North Phoenix tech corridor (including the TSMC facility). Enjoy immediate access to world-class golf, scenic desert hiking trails, upscale dining, and the renowned, laid-back Cave Creek lifestyle. Perfect for full-time living, seasonal residents, or professionals seeking a premium, low-maintenance home with an unbeatable, permanent monthly payment advantage over everything else on the market.

Listing Highlights

Status Active
Days on Site 139
Property Type Condo/Townhome
MLS ® 7015374
Year Built 2021
Total Square Footage 1,420
Lot/Acreage 0.03
County Maricopa
HOA Dues 339/Monthly
School District Cave Creek Unified District

Interior Details

  • Bedrooms: 2
  • Bathrooms: 2 Full
  • Appliances:
  • Air Cond: HVAC SEER Rating,Central Air,ENERGY STAR Qualified Equipment,Programmable Thmstat
  • Heating: Electric
  • Fireplaces:
  • Floor: Tile
  • Above Ground Sq Ft:
  • Below Ground Sq Ft: n/a
  • Basement:
  • Other: Non-laminate Counter,Quartz Countertops,High Speed Internet,Smart Home,Double Vanity,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,No Interior Steps,Kitchen Island,Pantry
  • Water: City Water

Exterior Details

  • Lot Description: East/West Exposure,Corner Lot,Desert Back,Desert Front
  • Garage Capacity: 1 car
  • Roof: Tile
  • Others: Balcony,Private Street(s)
  • Sewer: Public Sewer
  • Parking Features: Detached Garage,Garage Door Opener,Extended Length Garage,Shared Driveway,Electric Vehicle Charging Station(s)

Financial Details

  • Tax Amount: $1,320
  • Taxes w/Assessments: N/A
  • Tax/Property ID: 211-37-919
  • Tax Year: 2025

Payment Calculator

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5100 E Rancho Paloma Dr Unit 2072 Cave Creek, AZ 85331

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Originating MLS: Arizona Regional Multiple Listing Service (ARMLS)

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Shanna Day Team

Operator & Expansion Partner | Shanna Day Team | Keller Williams Realty Phoenix

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